0649 - Unlocking Capital: An Owner’s Guide to Funding a Small Business
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Course Description
Are you ready to turn the key and unlock the capital your small business needs to thrive? This course is designed specifically for small business owners and entrepreneurs seeking to understand and access various funding options.
The course will discuss the ins and outs of the different types of capital, including SBA-guaranteed loans, traditional bank loans, non-traditional funding sources, equity, and little-known specialty lending programs, and weigh the pros and cons of each.
The course will also highlight the financial management strategies that help owners think like a lender and ensure their business is lender-ready.
Course Outline
- Financing options available for small businesses
- Pros and cons of the different forms of capital for small business
- Financial management best practices
- Financial statement analysis
- Georgia’s State Small Business Credit Initiative lending programs
Learner Outcomes
- Evaluate the various types of financing available for small businesses
- Determine the advantages and disadvantages of the different forms of capital as it relates to your business
- Implement financial management best practices
- Create the BIG three financial statements and analyze them from a lender’s perspective
- Become familiar with Georgia’s State Small Business Credit Initiative lending programs

Angelika Ozier is a Business Advisor for the UGA SBDC serving the University of West Georgia and Clayton State University regions. With nearly 20 years' expertise in academic and financial advisement, budgeting, and commercial banking, Angelika excels in client development, business services, and commercial loan documentation. Her University of West Georgia background includes diverse roles in academic advisement and budget management. Angelika earned her Bachelors of Business Administration in Marketing from the University of West Georgia in 2007.

Teresa Bishop, a Business Advisor, UGA SBDC, Kennesaw State University, draws from over two decades of entrepreneurial expertise in retail and service sectors. Fluent in both English and Spanish, Teresa bridges cultural divides, enhancing her outreach and impact. With a BS in Industrial Engineering from Garcilaso Inca de la Vega (Peru) and a Marketing Certification from ESAN Peru, her dedication to education shines through as she teaches the Myths and Realities of Small Business Funding, empowering entrepreneurs with invaluable insights. With her multifaceted skill set and passion for small business, Teresa supports entrepreneurs as they navigate the entrepreneurial terrain.